Practices to thwart Cybercriminals
- One important step is to check if your data has been breached, even if you haven’t gotten a warning. If your credit card information is involved, contact the company and credit reporting agencies right away. Many companies also offer free credit monitoring after a breach, which is smart to request for your children too, since their information can be targeted.
- Changing passwords for affected accounts is another key step. Don’t reuse passwords across multiple sites, as hackers often take advantage of this. Using a secure password manager or creating unique, hard-to-guess hints can help. Experts suggest basing passwords on something personal but not obvious, rather than names or birthdays.
- Keep your software up to date and enable two-factor (2FA) or multi-factor authentication (MFA) whenever possible. While 2FA adds an extra step, it greatly improves security by asking for a code at login. Over half of Americans and Canadians now use 2FA.
- Finally, for online shopping, consider using services like PayPal instead of entering your credit card directly. This keeps your card details safer and less likely to be exposed.
Staying proactive
While these recommendations seem common sense, adhering to them can protect you from cyber threats. Cybercriminals often target easy prey, so being proactive about your cybersecurity can deter them from targeting you. Embracing these practices empowers individuals to take control of their digital security, ensuring they are more secure than the next potential target.
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